Gerakan Cerdas Mengelola Keuangan Rumah Tangga di Era Digital
Keywords:
financial literacy, household finance, digital era, fintech, financial behaviorAbstract
The development of digital technology has brought significant changes to household financial management patterns. Ease of access to digital financial services, such as mobile banking, digital wallets, and online shopping platforms, presents both opportunities and challenges in wisely managing family finances. This article aims to examine the importance of smart household financial management in the digital era and strategies that can be implemented to improve financial literacy and behavior. The method used is a literature review of various scientific sources and policies related to financial literacy and financial technology. The study results indicate that the use of digital technology can improve the efficiency of household financial management if supported by an adequate understanding of financial literacy (Lusardi & Mitchell, 2014). Therefore, a sustainable educational movement is needed to shape healthy financial behavior that is adaptive to technological developments
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